See how to apply for the Virgin Money Personal Loan - Muvts

See how to apply for the Virgin Money Personal Loan 


Fixed Monthly Payments: Fixed monthly payments.

Virgin Money Personal Loan

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5 /5
Rates & Fees
See how to apply now on the official website
  • APR representative


  • Fixed interest rate per annum
  • Total amount payable


Product Details

Special surprise or a serious buy – we’ve got a loan you’ll love.

A special occasion, a once in a lifetime break or a little more oomph in your home. Whatever you’re leaning towards, you’ll love our personal loan.

It’s flexible – existing customers can borrow £1,000 – £35,000 and repay over one to five years. Or, if you’re borrowing £7,500 or more (and less than 50% of it is to pay back an existing loan) you may have the option to repay up to seven years.

Our take

So what do you think about this specific loans? We know that it has been a really long journey, and you are very excited to learn everything about it. The best thing about it is that you can actually apply for it. Now we are going to teach you everything about the application process. 

So if you are interested in actually learning more about this specific loan, we recommend that you keep reading down below because we are going to give you so much information that you’re going to take it for the rest of your life. 

What are the necessary requirements to apply the Virgin Money Personal Loan 

Take a look at What are the necessary requirements for the Virgin Money personal loan. 

  • Have a Virgin Money M Account, M Plus or Club M current account or be a Clydesdale Bank or Yorkshire Bank customer. 
  • Be registered for mobile banking. You’ll need the app to make an application. 
  • Be over 18 and a UK resident who has not applied for a loan with us within the last 3 months. 
  • Have a good loan history, not be currently bankrupt, and not have had a County Court Judgment (CCJ) or decree in the last three years. 

What are the necessary documents?  

You also have a set of specific documents to apply for this loan. Let’s take a look. 

  •  Proof of identity, 
  • Proof of income, 
  • Proof of residency. 

What is the main profile for the Virgin Money Personal Loan 

And after everything, we are going now to enter the main profile part. Here, you’re going to learn everything of the uses for the Virgin Money personal loan. 


So the first use that you’re going to find that people actually apply for most is traveling. Traveling can be expensive, but it can also be very cheap if you know what you’re doing. Which is why people apply for this one so much, because it has a beautiful range. 

We will never shut up about the range. It’s really good. Having a small minimum and a high maximum makes so that every single type of trip become true. 

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Your studies are a very important part of your life and one of the most expensive ones. No one really likes to apply for a student loan, but there is really no choice in this case. If you don’t have your parents to pay, or if you don’t have enough savings, or if you don’t even have the money itself, then you need to apply for a loan. 

Of course, the other option would be a scholarship, but not everyone can get them. If you don’t get one, just know that the Virgin Money Personal Loan has got your back. 


Emergencies are a section of its own because there are so many things that can be considered an emergency. In this case, we are talking about emergencies that need money and that can be medical emergencies. That can also be an emergency where you need to maybe take someone out of jail. 

Everyone can go to jail and if you want to bail them out, you need money. So yes, there are many things, and we are sure that if you need money for whatever reason, you can get with this loan. 


And in the end, we have renovations. Renovations are actually on the top two of the most used reasons to apply for this loan. People want their house to be more cozy, more lived in, prettier. You want to impress your guests and make them say that they wished that was their house. 

That’s always just us, but either way, it’s something that everyone wants is to make people comfortable in their house. Renovations are a great way to do so. Of course, not during the renovations, but after it is done. 

Advice for everyone who wants to apply the loan 

So, what did you think about these loans? Well, we think a lot of things, but that is going to be conversation for the next topic. Right now, we are going to give you advice that you need to take for your life. 

Have all the documents with you, and if you’re questioning the documents, call the company and ask them. Having the documents with you in the process is going to tell the company that you are ready. It will also help you a lot because it’s an easier way for you to actually apply for it. 

Let’s compare the pros and cons: is it really worth it?  

We believe it is worth it. There is nothing that we can say here that is going to actually change the fact that we enjoy this loan. You see, one of the negative things that we could find, and you are probably more bummed out about, it’s the APR. 

If you don’t know, the APR is a fee that is going to be given to your loan, so in your repayment terms you have a fee that is going to make in every purchase depending on how much time you take to pay it. It can be annoying because the higher it is, the more you have to pay. In this case, the APR is around 10% If you apply for the maximum with the most repayment term. 

But there are so many benefits to compensate with that. You see, you have the fast application. You can apply online if you have any question, the company is there for you anytime of the day. So All in all, we truly believe that this might be the best loan for you. It’s just a great option. 

Apply once and for all the Virgin Money Personal Loan in the official website! 

It’s finally done after so much time. We are finally done with this article, and you are finally done learning about the Virgin Money personal loan. It has been a really nice ride, but it is time to come to an end, and for that you need to keep. Click to apply for it.

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