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Best for: Cash back — high flat rate + incentives

Wells Fargo Active Cash® Card

Lustezz rating
3 /5
Rates & Fees
Apply Now on Wells Fargo’s website
  • Annual Fee


  • Rewards rate

    2% Cashback

  • Intro offer


  • Recommended Credit Score

    690-850 (Good – Excellent)
    Get your free credit score

Product Details
  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don’t expire as long as your account remains open.
  • Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious hotel properties with Visa Signature Concierge.
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • View Rates & Fees
Our take


  • High rewards rate
  • No annual fee
  • Intro APR period


  • No bonus categories

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